How To Choose Your Car Leasing Profile
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How To Choose Your Car Leasing Profile

How To Choose Your Car Leasing Profile
Posted in Insider News On By David Moffatt

As you trawl the vast amounts of car leasing websites you will notice that there are many different variations of car leasing profiles you can choose from.  They can sometimes be confusing and make it difficult to compare offers. Your car leasing profile is made up of two main factors.

Initial Rental

This is the amount of money the lessee is prepared to put down at the start of the contract.  It is typically calculated by multiples of the monthly payment, normally by 3 times or 6 times.  For example, if the monthly payment is £100 a 3+ payment profile would mean an initial payment of £300 and 6+ would mean £600. The higher this initial payment is, the lower the monthly payment.  However, over the length of the contract the total amount paid is very similar so it really just comes down to personal preference.


This is the length of time the lessee commits to take the vehicle for.  The most common car leasing term is either two, three or four years.  Normally the longer the term the lower the monthly payments.  However, there are exceptions to this rule!  From time to time the finance company will enhance the residual value (the amount the vehicle is worth at the end of a contract) for shorter termed contracts.  The makes the rental cheaper on a two year contract than it is on a three year.

Tailored To Your Individual Requirements

The leasing profiles which are advertised are simply there to show examples of the payment.  It can be tailored to your individual requirements, so if you want a 1+29 agreement - just ask! If you are thinking about changing your vehicle in the near future please join the thousands of subscribers who already receive our weekly newsletter.  Each week we aim to send out a selection of the very best contract hire & leasing offers in the UK! If you have any questions or just want some straight talking advice please feel free to call our team on 0151 728 4711 or visit Stable Vehicle Contracts.