As part of your application to lease a vehicle you are required to pass a credit check. This application form is a standard form used by our financial partners to determine your suitability for a finance agreement. The decision on whether you are approved for credit or not will be made by the Lender and not by us. We would like to tell you how the information you provide will be used in connection with your application. Information means the information you have given us, which we pass on to our finance partners, or which they receive from their own enquiries and searches at the credit reference and fraud prevention agencies. This applies to all applicants, including directors and partners if the application is made by a limited company, partnership or an incorporated association.
Our finance partner will check your details with credit reference and fraud prevention agencies, and these agencies will record the check. They will provide the agencies with your current and previous names, address and dates of birth of all parties, so if you are providing information about others, on a joint application, you must be sure that you have their agreement. The agencies will provide them with public information about you and any third party financially linked to you. Information such as county court judgements(CCJ's) and bankruptcies, electoral register and fraud prevention information on you and your financial associates, current and previous names, addresses and dates of birth. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information.
You should not commit to a finance agreement unless you are confident that you can afford the payments for the whole of the term of the agreement.
This notice applies to all applicants and (if the application is made by a limited company or partnership / unincorporated association) directors and partners. We and/or our partners will use the details in this application for the following purposes:
We will collate and hold any personal data that you provide on computers and/or in paper files. This data will be stored securely and disseminated on a need to know basis only.
You understand that by submitting this application a credit search will be carried out and this may leave a footprint on your credit file. This could have an impact on future ability to obtain credit. I hereby warrant that the information contained in this application is true and accurate and you also confirm that you give express permission to us to pass this information on to third party finance houses for the specific purpose of ascertaining credit worthiness. Any errors or omissions may affect your ability to obtain credit in the future. I understand that the lender reserves the right to decline this application and that I may also be required to provide supplementary evidence to corroborate the information that I have provided (i.e proof of address and/or photographic ID).
It is important that you complete all questions to enable us to process your application quickly. If you have any questions or need assistance in completing this form then call us on 0151 728 4711