Best Car Lease Deals & Special Offers

Here you can review our current best car leasing deals & special offers below. We routinely have new special offers, as well as stock vehicles, becoming available from time to time. So it's worth checking back now and then for new deals. These special offers and stock deals are usually for a limited time so it's best to enquire as soon as possible if you are interested.

Car Lease Deals from Stable Vehicle Contracts

Stable Vehicle Contracts offers some of the best car lease deals on the market today. We’re part of a privately-owned Volkswagen and Audi dealership group, meaning we can source cars quickly and easily without hassle. We can secure the most competitive rates due to our group’s purchasing power. This is what differentiates us from other online brokers.

Our car leasing special offers only run for a limited time 

Our car leasing special offers are time-based which means they only last for a specific amount of time, or until the stock is sold. If a deal is hot and stock is going fast then the special offer may be taken down early. This is why it's worth enquiring as soon as possible once you find a deal or lease offer you are interested in. This is to avoid disappointment, as sometimes the deal may be on our website but has recently just sold out.

The deals can also run for a limited time such as a week, which is another reason to be quick when finding an offer you are interested in.

If we have stock available then there will be a limited amount. It can be anything from 10 cars available up to 100. So if you want something quickly it's best to enquire as soon as possible.

How to contact us

If you’re interested in learning more about Stable Vehicle Contracts' current best car leasing deals and special offers, please don’t hesitate to get in contact with us today. You can phone us directly on 0151 728 4711 and you’ll go straight through to a real person.

Alternatively, you can submit a contact form on our Contact Us page or send us an email directly at You can also message us via our social media channels which are monitored daily. You can visit our Facebook and Instagram and DM us and we’ll get back to you as soon as possible regarding your car lease deal.

If you want to see our reviews, please visit our Reviews page. We’re rated 4.9 out of 5 by over 1,250+ genuine and verified customers.

An image of a 2022 Volkswagen Golf Hatchback R-Line Mk8 in Lime Yellow Metallic paint
Volkswagen Golf Hatchback R-Line Mk8 in Lime Yellow Metallic paint

How our car leasing deals work

Stable are industry leaders in the car leasing space. We're part of a large privately owned dealership group with over 25 sites across the UK. This means we're able to secure excellent car lease deals, funding, stock and customer service that our customers have come to love.

Need a set of new wheels now, or want something custom-built? We've got you covered with our stock deals or our factory-built offers. As a leader in the car leasing space, we secure unbeatable deals on a massive selection of cars. Drive away in a brand-new beauty with a manufacturer's warranty, breakdown protection, and road tax included – all wrapped up in one stress-free package.

With our car lease deals and leasing special offers, you can get your car delivered straight to your doorstep. We offer free delivery to anywhere in the mainland UK. We offer all leading types and models of vehicles including petrol, diesel, hybrid and electric.

Why lease with Stable Vehicle Contracts?

Stable Vehicle Contracts have leased over 10,000 cars and vans since our inception back in 2009. We're part of a large dealership group called Swansway Motor Group, with over 25 dealerships across the UK. Our office is based in the Volkswagen Van Centre in Liverpool, one of the UK's leading van centres having won multiple awards. 

Stable takes pride in our fantastic customer service and we maintain exceptional levels of customer satisfaction. We have over 1,250 5-star reviews from verified customers. Only customers who've received a vehicle from us can leave a review, so you know the reviews are genuine. As well as this, 99% of our customers would recommend us. You can read our glowing reviews on here.

Stable is authorised and regulated by the Financial Conduct Authority (FCA), meaning we prioritise your interests and provide fair treatment according to their strict guidelines. This means you can expect a suitable service that puts your needs first.

An image of the Volkswagen Van Centre where Stable Vehicle Contracts has its offices
The Liverpool Volkswagen Van Centre, where our offices are located

Our Car Lease Deals in 3 easy steps:

Choose your lease deal on our site

Choose the best lease deal for your vehicle by using our website. Put in your annual mileage, contract length, initial rental, and any extras such as maintenance or changing the spec of your vehicle.

Sign your finance documents

Submit your finance application via our website and then await the finance company's decision. Usually, they come back to us within 24 hours. Just sit back and relax for now.

Wait for your car to be delivered

Once you are approved for a vehicle, all you need to do is leave it to us. We'll keep you updated on the status of your vehicle and then let you know what date it will be delivered to your doorstep.

The Benefits of our Car Leasing Deals:

Drive a brand-new car

With car leasing, you get to drive a brand-new car every 2 to 4 years. Stay up to date with the latest cutting-edge technology and newer models with updated designs.

Fixed affordable monthly payments

Car leasing is one of the most affordable ways to get a brand-new car. Your monthly costs are fixed and never change, making budgeting simple and easy.

The newest models available

As we only lease brand-new cars, our website shows all of the latest models including petrol, diesel, electric, hybrid and plug-in hybrids.

Zero stress with no road tax or MOTs

Road tax is included with the monthly cost of your vehicle, so you never need to worry about paying it. MOTs are not needed unless you lease for 48 months.

Vehicles delivered straight to your doorstep

When you lease with Stable, you can rest easy knowing the vehicle you order will be delivered straight to your doorstep and free of charge.

Predictability for your budget

Since your monthly payments are fixed, you know exactly what is coming out every month. This makes budgeting for other finances less hassle and stress.

Interested in learning more about car leasing?

Read our leasing guides below

More About Us

We're based inside the Volkswagen Van Centre in Liverpool. We're part of Swansway Motor Group, which has over 25 different dealership sites across the UK.

Our Leasing Guides

New to car leasing? Confused about what personal and business contract hire mean? View our leasing guides here to learn more.

Electric Leasing Guides

Want to lease an electric car or van? Confused about charging times, cables and other jargon? View our electric leasing guides to learn more.

Car Leasing Frequently Asked Questions

Car leasing provides a way to drive a brand-new car for a fixed period, as well as a fixed monthly cost. Car leasing contracts typically last between two and four years. Car leasing is also known as Personal Contract Hire (PCH) or Business Contract Hire (BCH), or simply just contract hire. You'll enter a contract with a finance company that owns the car. During this process, you'll choose the make, model, and the length of the lease agreement. You'll also need to decide on an annual mileage allowance that reflects your driving habits. There is an initial rental that is similar to a deposit, which you can make larger or smaller depending on how much you want to pay per month. Throughout the lease term, you'll make fixed monthly payments for the duration of the contract. These payments cover the depreciation, which is the amount of value the car loses during the time you lease it. It's important to remember that maintenance costs (like yearly servicing) can be added to your agreement, which does increase the overall monthly cost. When the lease reaches its end, you'll typically have three options. The most common option is to simply return the car to the funding company, ensuring it's in good condition as outlined in the contract (this is called Fair Wear & Tear). Some funders will allow you to purchase the car for a pre-agreed price at the end of the lease term if you'd prefer to own it. Finally, you might be able to negotiate with the leasing company to extend the lease for a further period, if you are currently waiting on another vehicle to be built.

Leasing a car can be a good option for several reasons, depending on your priorities. Leasing typically offers lower monthly payments than financing a car purchase through other methods such as PCP (Personal Contract Purchase) or HP (Hire Purchase). This can free up your budget for other expenses. If you like the feeling of having a brand-new car with the latest features and technology, leasing allows you to upgrade to a new car every few years at the end of the lease term. Cars are quickly evolving these days so having something new every three to four years means you get the latest and great tech. Fixed monthly payments throughout the lease term make budgeting easier. You'll know exactly what your car expenses will be each month. Aside from the initial rental, the monthly payments you agree to will never change. You don't have to deal with the hassle of selling the car or the uncertainty of its value at the end of the ownership period. The depreciation is factored into your monthly payments. Some lease deals include scheduled maintenance in the monthly payment, saving you the worry and cost of servicing and repairs during the lease term. And finally, car leasing can sometimes be quicker and easier to arrange than financing a car purchase, as the process involves filling forms, passing credit checks and then having the vehicle delivered to your doorstep.

In theory, car leasing is an option for anyone over the age of 18. However, there are some factors that will determine whether you're approved for a lease or not. These factors include being over the age of 18 and having a full valid UK driving licence, passing a credit check and having a good or great financial history, and lastly being able to provide proof of income or bills should the finance company require them. For Personal Contract Hire (PCH), the above factors are true. However, for Business Contract Hire (BCH) there are some other factors that must be adhered to. Businesses must be registered entities in the UK, such as a limited company, sole trader, partnership, or limited liability partnership (LLP). Leasing companies often prefer businesses that have been operational for a minimum period, typically around two years. This demonstrates financial stability and the ability to meet lease payments. New businesses may find it challenging to qualify, but some lenders might consider strong business plans or personal guarantees from directors with good credit scores. While not always the case, some leasing companies might perform a credit check on the business or the directors of the company to assess creditworthiness. And finally, you'll need to provide documentation that showcases your business's financial health. This could include recent bank statements, profit and loss accounts, or tax returns. Strong financial performance increases your chances of approval.

Car leasing can be a good fit for you depending on your driving habits, financial priorities, and overall car ownership goals. If you enjoy driving a brand new car with the latest features and technology, and like upgrading to a new car every few years, leasing allows you to constantly have a fresh and modern vehicle. The fixed monthly payments throughout the lease term offer budgeting ease. You'll know exactly what your car expenses will be each month, simplifying financial planning. Leasing is ideal if you're not concerned about owning the car at the end of the agreement. You're essentially paying for its use during the lease term. Leasing typically offers lower monthly payments compared to financing a car purchase through PCP (Personal Contract Purchase) or HP (Hire Purchase). This can free up your budget for other expenses.

Personal Contract Hire (PCH) and Business Contract Hire (BCH) are similar car lease agreements but with some key distinctions. PCH is designed for individual use. You cannot use the car for business purposes. The finance funder registers the car in their name. You are responsible for maintaining the car according to the lease agreement (fair wear and tear expected). The lease price typically includes VAT (Value Added Tax) which is not recoverable by the individual. For registered businesses, BCH can be used by employees for both business and personal journeys. The car is registered in the business's name. The business is responsible for maintenance, insurance, and road tax. VAT can be reclaimed by most VAT-registered businesses, effectively reducing the overall lease cost. BCH may require a business credit check or a personal guarantee from a director with a good credit history, especially for new businesses.

With car leasing, the typical lease durations are 24, 36 and 48 months. Annual mileage can be anything from 5,000 miles per annum up to 60,000. Initial rental terms can be 1, 3, 6, 9 and 12 months. Longer leases often have lower monthly payments, but you'll be paying for the car for a longer period (but this isn't always the case). More mileage will usually cost more over the period of the lease but sometimes lease deals can be cheaper at 10,000 miles per annum instead of 5,000. Make sure to check all the options before ordering a vehicle, as you may find the deal is cheaper with more mileage.

The finance company will usually contact you a few months before your lease ends to discuss your options for returning the vehicle. The most common process is agreeing on a date for the vehicle to be picked up from your home. A representative from the finance company will perform a final inspection of the vehicle. They will check for any damage beyond the expected "fair wear and tear" outlined in the BVRLA (British Vehicle Rental and Leasing Association) guidelines. This guide details what is considered acceptable wear and tear for a car based on its age and mileage. Both you and the inspector will sign a condition report detailing the car's state at the time of return. If you've exceeded the agreed annual mileage allowance, you'll be charged extra per mile over the limit, which is often around 10p per mile. Any damage beyond acceptable wear and tear will incur repair costs. An example of beyond-acceptable is very heavily kerbed alloys or large dents and heavy scratches to the paintwork.

It is possible to negotiate some of the terms of a car lease agreement, though to a certain extent to appeal to your budget. Your annual mileage, initial rental and contract length all have an impact on how much you pay upfront with the initial rental and per month. If you see a deal cheaper on another lease company's website, we can negotiate to see if we can price match their offer. One of the most important areas of car leasing is keeping an eye on flash deals. Every so often there are deals that are fantastic and far cheaper than before. This is often due to the funders and manufacturers wanting to get rid of excess stock. Following us on social media or subscribing to our weekly newsletters can ensure you don't miss out on great deals. While some flexibility exists with car leasing, negotiating terms is not as common or extensive as negotiating a car purchase. Therefore, you have to use the options given to you to get the price into your budget range.

Several factors influence the monthly cost of car leasing. Firstly, the car itself. Luxury cars or performance vehicles typically cost more than your average economy car. The OTR (On-The-Road) price, is the car's overall price and directly affects the lease payment. A more expensive car will translate to a higher monthly lease cost. Longer lease terms (48 months) typically have lower monthly payments because the cost of the car is spread out over more months. Conversely, shorter leases (24 months) have higher monthly payments as you're paying for the car in a shorter timeframe. However, this isn't always the case as sometimes 24-month contracts can be cheaper overall. Leases with higher mileage allowances generally cost more per month. This reflects the expected depreciation based on how much you'll be driving the car. More mileage equals more depreciation for that vehicle. Putting down a larger initial payment upfront, such as a 12-month initial rental, reduces the amount financed over the lease term, resulting in potentially lower monthly payments. Including maintenance costs in your lease agreement can also increase the monthly payment. By understanding these factors and being quick when it comes to flash lease deals, you can secure a car lease that fits your needs at a competitive monthly cost.

There are numerous advantages to leasing a car instead of buying new or used). If you enjoy the feeling of having a brand-new car with the latest features and technology, leasing allows you to upgrade to a new car every few years at the end of the lease term. This ensures you're constantly on the road with a safe and reliable vehicle equipped with up-to-date advancements. Compared to financing a car purchase, leasing typically offers lower monthly payments. This can free up your budget for other expenses or allow you to afford a more expensive car model than you might otherwise consider when buying. One of the biggest advantages of leasing is the predictability it brings to your budget. Fixed monthly payments throughout the lease term eliminate surprises. You'll know exactly how much you'll be spending on your car each month, making it easier to plan your finances. With leasing, you won't have to deal with the hassle of selling the car later or the uncertainty of its value at that time. The depreciation of the vehicle is factored into your monthly payments, eliminating this concern from the equation entirely. Leasing a car can sometimes be a quicker and easier process compared to financing a car purchase. The paperwork can be less involved, and you might be able to drive away in your new car much faster. We also offer delivery to your doorstep so it cuts out the need for visiting dealerships and dealing with aggressive sales members. Overall, car leasing can be a suitable option for drivers who prioritise affordability, new cars, and predictable budgeting, and are comfortable not owning the car at the end of the lease

In some cases, you might be able to buy your leased car at the end of the lease agreement. Buying the vehicle you are currently leasing is ultimately at the discretion of the funder company you are using. Finance companies such as VWFS (Volkswagen Financial Services), Arval, Lex Autolease, Novuna and many more may potentially give you a buying price near the end of your contract. However, we want to mention again this is absolutely down to the discretion of the funder. It's not uncommon for them to tell you that you cannot buy it. The best way to find out is to ring them and ask!

You will be given a date by the team here at Stable noting what day your vehicle will be delivered. Your vehicle will be delivered straight to your doorstep so there is no collection on your part involved. If the vehicle is in stock typically delivery can be anywhere from one to two weeks. If the vehicle is a factory order this can be anywhere from 3 to 6 months. 

A common question is whether or not your credit score affects the total cost of a lease agreement. The answer is no. The credit check is only to prove you have the financial history, both in the past and currently, to be able to fund the lease for the duration you have chosen. If you pass the credit checks then the price does not change from what was advertised in the first place, regardless of your credit score.

It's up to the finance company the vehicle is registered with whether or not they allow you to terminate the leasing agreement early. Unfortunately, we cannot do it for you, as you have to ring the finance company and ask about the costs incurred by terminating early or whether it's even possible to do so.

Our vehicles, both cars and vans, do not come with insurance. This is something you would need to source yourself. We generally advise customers to check vehicle insurance before they order the vehicle. This is because the costs can sometimes shock customers, as they may have assumed it would be cheaper. This avoids any issues when it comes to insuring your vehicle for delivery.

When you lease with Stable your road tax comes included in the price of the car. So this is one less thing to worry about. MOTs are only required for vehicles older than three years. This means that if you only lease for 24 or 36 months, you will never need to worry about getting an MOT. However, if you lease your vehicle for 48 months, you will need to get a single MOT sorted, as the car will be 4 years old when you hand it back. If you take a maintenance package with your vehicle, it covers scheduled MOTs, servicing and other perishable items as part of the Fair Wear & Tear guide. With car leasing you have less to worry about when it comes to driving.