If you’re leasing a car under a Personal Contract Hire (PCH) agreement and considering fitting after-market accessories or enhancements, here’s what you need to know to avoid unexpected charges.
Yes — you may fit additional or non-standard equipment to your leased vehicle. However, you must adhere to the terms of your lease agreement and follow these guidelines:
Obtain written approval from the finance provider before fitting any equipment.
Use qualified installers and ensure that all parts comply with UK legal and safety standards.
Bear all costs for purchase, installation, maintenance, and removal.
Failure to secure approval or properly reinstate the vehicle at the end of the lease may result in additional charges.
Most providers allow reversible and non-critical modifications, including:
Dashcams (if removable without altering electrics)
Tow-bars, subject to approval and professional fitting
Mobile phone holders, seat covers, mats
Wheel trims or alloy wheels, provided they match manufacturer specifications
Any modification that alters the structure, wiring, or appearance permanently (e.g. paint wraps, performance tuning) generally requires explicit approval or may be prohibited.
Before returning the car, you must ensure:
All non-standard equipment is removed without damaging the vehicle
Any holes or trim damage are repaired to the leasing provider’s standards
Your car is restored to its original factory condition, including reinstating wiring or trims
If equipment removal or repairs are incomplete, you may incur excess charges according to the lease provider’s terms.
Check your lease terms before purchasing or fitting anything.
Get written permission from your leasing provider first.
Use qualified, approved installers.
Keep all receipts and documentation.
Plan for how you will fully reverse the installation at the end—leave no trace, and restore standard parts if necessary.
Frequently Asked Questions
Want to know whether your planned modifications are allowed? Speak to our team before proceeding:
We can review your lease agreement for clauses around modifications.
We’ll advise on suggested installers and removal requirements.
We can also refer you to approved installers familiar with finance provider standards.
Contact us today to discuss your modification plans